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Credit Scoring
Credit scoring is a powerful tool available to people and institutions with the ability to impact your life — for better or worse. Your credit score and accompanying history can be decisive when you apply for a loan, credit card, apartment, or job. That’s why it’s imperative that consumers understand how credit scoring works and why credit repair is important.
The credit scoring system begins with your credit reports maintained by the three credit reporting agencies (CRAs) — Experian, TransUnion, and Equifax.
Credit card issuers and lenders report your transaction activity to a credit reporting bureau that uses the information to assign a FICO credit score. The scores range from 300 (worst) to 850 (best), and they are important because they largely determine your access to credit.
Not only will we help you improve your credit score we can also help you get credit cards and loans
